Care Budget & Savings Estimator

HMO Care Budget & Claims Savings Estimator

See how consistent hospital fee schedule checks, all-inclusive surgical care reviews, and fast hospital payouts protect your medical care budget and free up your clinical review team.

8%–14%
Typical Care Budget Saved

Prevents split surgical bills, repeat hospital visit charges, and unapproved brand-name medicine substitutions across partner hospitals.

80%
Fewer Billing Disputes

Hospitals check agreed rates before submitting bills, ending months-long payment disagreements.

60d → 24h
Faster Hospital Payouts

Direct hospital bank payouts accompanied by clear, patient-by-patient payment vouchers.

100%
NHIA Return Readiness

One-click preparation of NHIA Forms CAP/01, CLM/02, and FIN/04 under NHIA Act 2022 guidelines.

Care Fund & Time Savings Estimator

See How Much Your Care Team & Medical Fund Can Save

Estimate how much your organisation can protect through fair hospital tariff alignment and faster claim reviews.

Hospital Payout Time: 60 Days → Within 24 Hours
₦150,000,000
₦10M (Growing HMO)₦500M₦1B (National HMO)
45,000 members
5,000 members250,000 members500,000 members
How Manticore Supports Your Care Fund:
  • 8%–14% Typical Care Fund Savings by aligning bills with agreed hospital tariffs and safe dosages.
  • Duplicate Visit Protection prevents accidental repeat billing across partner hospitals.
  • 80% fewer billing disputes thanks to clear, line-by-line hospital payment statements.
Estimated Annual Care Fund Protected
₦198,000,000

Funds preserved each year to reinvest in better member care and timely hospital payments.

Monthly Savings
₦16,500,000
Protected every month
Review Time Saved
~720 hrs/mo
For your medical & claims team

*Estimated savings based on typical claims review results across Nigerian health plans. Actual savings depend on your hospital network and current review process.

Want to see your savings on a sample of past hospital bills?

Share a sample of recent hospital claim statements with our healthcare operations team. We will review them against your hospital fee schedules and show you the exact care budget savings.